The end of winter is a good time to take stock and plan the year ahead. A trip away, a family occasion or a new project might be on the cards, but there will undoubtedly be the unexpected event that gets thrown into the mix.
It’s possible to plan for these via a range of Enjoy Benefits insurance plans.
Now is the perfect time to do some life admin and opt for cover. Why not make sure your carefully made plans at home and for business have the best chance of going ahead, whatever comes your way?
Get treatment quickly with Private Medical Insurance
The NHS is fantastic in many situations but sometimes we need a little more. The current backlog means waiting times can be longer so there’s never been a better time to consider extra medical options.
The Enjoy Benefits Private Medical Insurance scheme offers instant access to the best care possible for your staff and their families.
Short-term medical conditions, operations, specialist consultations and scans are all covered, as are complementary therapies like physio and osteopathy. These schemes also come with add-ons like stress counselling and a virtual 24/7 GP service – valuable options when doctors are under so much pressure.
There are clear benefits for employers too. Staff sickness rates can be significantly reduced, appointments arranged at convenient times for your business and staff can get back to achieving their full work potential quickly.
COVID-19 related issues have decimated the workforce in the last couple of years and these are often covered too.
To find out more about getting swift access to medical care and the Enjoy Benefits Private Medical Insurance scheme, get in touch today.
Why Critical Illness cover is worth considering
There are of course some conditions that require long-term treatment. A sudden heart attack or diagnosis for cancer or Parkinson’s disease may limit an employee’s ability to work, at the very least.
Group Critical Illness is a way for employers to help at a crucial time. It gives staff a tax-free lump sum if they are diagnosed with a serious condition.
As well as easing financial worries, these extra funds can help to finance things like essential adaptations or recuperation holidays. Staff get the help they need to recover or adapt, minimizing time off.
Offering critical illness cover helps staff loyalty and retention and, as one of the less common benefits, enhances your benefits package to put you ahead of competitors.
From health to tech discounts, Enjoy Benefits offers a range of staff perks and support packages that make a difference to the lives of your staff and your business.
Get peace of mind with Group Income Protection
If someone is unable to work due to long-term illness or disability, Group Income Protection pays out a regular amount. It’s a benefit that dovetails perfectly with the one-off expenses covered by Group Critical Illness cover.
A typical 50% to 60% pay out of an employee’s basic salary offers an opportunity to rest and recover until well enough to return to work or, if that’s not possible, a specified retirement date. There are add-ons including early intervention, operations and physio, which can cut time off.
Mental health advice, legal support, and debt management are on offer too. Staff can be covered for pre-existing conditions, which could be declined or penalised by income protection on the individual market.
Covid-19, flu and winter viruses can all bring complications. Protecting critical staff offers peace of mind for an employer and fewer interruptions to productivity.
Plan for the unexpected with Group Life Assurance
No one wants to think about ill health but occasionally it’s thrown sharply into focus with a serious diagnosis, accident or death of a loved one. If the worst should happen, Group Life Assurance pays out a lump sum to relatives or a nominated beneficiary.
Life assurance has always been a popular benefit and membership has risen since the start of the COVID pandemic so it’s a valuable offer for staff. It’s good for employers too as these schemes often come with an employee assistance Programme.
This offers a range of health and wellness features including legal advice, a round-the-clock GP service and help to stay mentally and physically fit. This can be crucial for reducing absenteeism and maintaining a healthy workforce.
Employee assistance programmes and group insurance schemes can vary wildly. Having a specialist on hand to survey the market and advise your business is valuable.
Why not talk to us today about planning your insurance benefits offer. We can help get your team protected and your business stay healthy.
Find out more about Group Income Protection here and other valuable risk benefits here.
About Us
At Enjoy Benefits, we have great experience in helping companies of all sizes introduce benefits that are suitable for their workplace.
Benefits are easy to set up and ongoing administration is then run through a hub, allowing employees to manage their own benefits while the employer can see which benefits are proving popular and what level of take-up each has had.
If you would like an obligation free chat to discuss which benefits might work for your business and your employees, please contact us by calling 0800 088 7315 or using our Contact Form.
Ready to start working with us?